Sutherland: Sr. Associate Account Management — Mumbai, MH, India, //MH, India

About Sutherland

Sutherland works in business and digital transformation, combining technology services with business-process expertise. Its employer descriptions identify artificial intelligence, automation, cloud engineering and advanced analytics as areas of activity. The company uses products, platforms and service delivery to improve business operations and customer experiences. Its stated approach brings human expertise together with AI, adapting technology and process changes to the needs of the organisation receiving the service rather than providing only a standalone software product.

The position and its setting

Sutherland lists Sr. Associate Account Management in Mumbai, MH, India, //MH, India, under reference REF44441V. The details below separate the work described by the employer from essential conditions, preferred experience and practical preparation advice.

• Employment type: Full-time
• Employer listing date: 17 September 2026
• Brands: Sutherland

Responsibilities and work described

• Review: 1003/URLA and supporting loan documents
• Analysis: income, employment, assets, liabilities, credit and REO
• Review: Non-QM / DSCR loan scenarios
• Validate bank statements, large deposits and source of funds
• Review: appraisal, property, occupancy and LTV/CLTV
• Identify discrepancies across 1003, credit and supporting documents
• Make independent underwriting decisions based on applicable guidelines
• SCOPE OF WORK FOR LIVE UNDERWRITER ROLE
• Loan Application Review & Credit Assessment:
• Review: and analyze loan applications and supporting documentation including income, credit reports, employment history, and property details
• Assess borrower creditworthiness using the 4 C’s methodology (Character, Capacity, Capital, Collateral) to ensure sound lending decisions
• Income Calculation & Financial Analysis:
• Evaluate and calculate borrower income from various sources including salaried, hourly, commission, bonus, rental, and self-employment income
• Analysis: documents such as paystubs, W-2s, tax returns, and business financials (Schedule C, K-1, 1065, 1120S) to determine qualifying income accurately
• Collateral & Property Evaluation:
• Review: appraisal reports, AVMs, and residential valuation documents to validate property value and ensure compliance with lending guidelines

Essential requirements and candidate background

• US Residential Mortgage Live Underwriting experience - 2 years and above
• Knowledge: 1003/URLA documentation
• Experience: DU/AUS
• Income, credit, asset and liability analysis
• HSC or Graduate passouts can apply for the job
• 2–3 Years (Live Underwriting Mandatory)
• Shift: US Shift (Any 9 Hours of shift)
• Week Offs: 2 Week offs
• Mediclaim and Insurance benefits along with travel allowance

Preferred experience and additional strengths

• Non-QM / DSCR experience preferred

Location, schedule and contract conditions

• Work arrangement: On-site
• Advertised location: Mumbai, MH, India, //MH, India

Employer details to confirm

• The employer’s seniority category and its stated experience requirements do not agree. Follow the role-specific requirements above rather than assuming this is a fresher opening.

Pay and application dates

A verified salary figure is not established in this article. An online estimate for another Sr. Associate Account Management vacancy is not an offer for reference REF44441V; use the employer’s own pay disclosure and recruitment communication.

A closing date is not confirmed in this article. Check the current employer page before submitting: an undated posting can change or be withdrawn.

How to apply to Sutherland

Applications follow the official employer page linked below.

Open the official Sutherland posting below and match the title and reference REF44441V.

Compare your qualifications and experience with the essential conditions for the Mumbai, MH, India, //MH, India position, then read the preferred criteria separately.

Prepare an accurate CV and the supporting items requested in that employer’s application. Provide only information and documents you are authorised to share.

Use the employer’s application option, complete the required fields and review the submission. Retain the acknowledgement when one is provided. Job Alerts World does not receive the application.

Practical preparation: taxation

Tax-related experience should identify the jurisdiction, work type and responsibility you held. Explain preparation, reconciliation or coordination tasks without disclosing taxpayer information.

Relevant skills

• taxation
• compliance
• stakeholder management
• communication
• financial analysis