Stripe: Credit Risk Operations Associate — Bangalore

About Stripe

Stripe builds payment and financial infrastructure for businesses operating on the internet. Its platform provides APIs and tools for accepting online and in-person payments, billing, invoicing, fraud prevention and related money-movement services for companies from startups to enterprises. The company operates from dual headquarters in San Francisco and Dublin, and its employer feed covers engineering, product and commercial roles for this payments platform.

The position and its setting

Stripe lists Credit Risk Operations Associate in Bangalore, under reference 8104748. The details below separate the work described by the employer from essential conditions, preferred experience and practical preparation advice.

• Department: 4168 SDC - Credit Operations
• Employer listing date: 7 August 2026

Responsibilities and work described

• The credit risk operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world
• This team will directly impact the company’s bottom line and growth capabilities by supporting new and emerging businesses
• The Credit Operations team is responsible for conducting credit risk assessments, underwriting small and mid-size users, and proposing mitigation strategies that enable Stripe to take smart risks for our users
• Work: with merchants, from successful venture-backed startups to well established institutions; evaluating their business models and financial statements
• Help manage Stripe’s portfolio by developing a deep understanding of risk across industries, geographies, and operating models
• Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
• Utilize analytics to optimize strategies which can be enforced across Stripe’s portfolio
• Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
• Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
• Have an opportunity to learn how Stripe operates from ground up and make a real impact on the future on organization
• Be a part of building a brand new team and operational culture for Stripe
• Partner with global operations specialists or business process owners to run a critical workflow

Essential requirements and candidate background

• We’re looking for someone who meets the minimum requirements to be considered for the role
• If you meet these requirements, you are encouraged to apply
• A minimum of 2+ years of experience with knowledge of commercial credit underwriting, financial risk modeling and cash flow forecasting
• Transform business and financial data into a cohesive narrative that outlines potential credit risks
• Knowledge: accounting principles and comfort with evaluating financial statements and business models across a range of industries
• You excel in analytical thinking and problem solving
• You have a process-oriented mindset and ability to get things done
• You enjoy working in an in-office environment with cross team collaboration and support
• You are able to prioritize and enjoy working in a quick-moving environment
• You are humble and have a track record for working well across teams and with external partners
• You’re willing to work (no more than) one weekend day each month - you’ll receive a weekday off the following week; the SDC operates during daytime hours with shifts from the morning through early evening

Education and qualification routes

• Degree / qualification: Degree/diploma in Finance or Accounting

Preferred experience and additional strengths

• The preferred qualifications are a bonus, not a requirement
• Experience: payments, e-commerce, or fintech mitigating credit risk

Location, schedule and contract conditions

• Advertised location: Bangalore

Pay and application dates

A verified salary figure is not established in this article. An online estimate for another Credit Risk Operations Associate vacancy is not an offer for reference 8104748; use the employer’s own pay disclosure and recruitment communication.

A closing date is not confirmed in this article. Check the current employer page before submitting: an undated posting can change or be withdrawn.

How to apply to Stripe

Applications follow the official employer page linked below.

Open the official Stripe posting below and match the title and reference 8104748.

Compare your qualifications and experience with the essential conditions for the Bangalore position, then read the preferred criteria separately.

Prepare an accurate CV and the supporting items requested in that employer’s application. Provide only information and documents you are authorised to share.

Use the employer’s application option, complete the required fields and review the submission. Retain the acknowledgement when one is provided. Job Alerts World does not receive the application.

Practical preparation: Excel

Excel examples should identify the task, the data and the checks used to avoid an incorrect result. Explain whether you built a reporting workbook, reconciled records, automated a process or maintained an existing model.

Relevant skills

• Excel
• process improvement
• accounting
• partnership development
• business processes