Paytm: Risk Analyst | Exp - 1 to 3 Yrs — Bangalore, Karnataka

About Paytm

Paytm is an Indian digital payments and financial services firm under parent One97 Communications. Its services handle consumer payments through UPI and its app-based wallet, merchant acceptance and payment gateways, with bill payments, ticketing and other commerce services on the same platform. Headquartered in Noida, the company serves consumers and merchants across India, and its employer feed lists technology and product roles for the payments ecosystem.

The position and its setting

Paytm lists Risk Analyst | Exp - 1 to 3 Yrs in Bangalore, Karnataka, under reference beb24813-6250-46c4-b8af-63aae1f2bbe6. The details below separate the work described by the employer from essential conditions, preferred experience and practical preparation advice.

• Department: Business
• Employment type: Full-time Employment
• team: Lending

Responsibilities and work described

• We are seeking a detail-oriented Credit Analyst to join our risk management team
• The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements
• Work: closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks
• * Analyze credit risk across various products, including merchant and personal loans, postpaid
• * Liaison with the business team to understand the credit risk policies and implement the same on platform
• * Implement the credit risk policies on our proprietary platform
• * Monitor performance of credit risk policies
• Share feedback with product and Policy team what's working well and what needs improvement
• * Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation
• * Conduct testing and scenario analysis to measure policy resilience
• * Monitor key risk indicators (KRIs) and provide actionable insights to management
• * Ensure compliance with regulatory guidelines and internal risk policies
• * Collaborate with product and technology teams to integrate risk- based decision-making into lending processes

Essential requirements and candidate background

• * 1-3 years of experience, preferably in a fintech or banking environment
• * Proficiency in SQL, Python, for data analysis and manipulation
• * analytical, problem-solving, and communication skills
• * Ability to work in a fast-paced, environment and collaborate across teams
• * Education qualification: B
• Tech- NIT/BITS or any other reputed institutions
• Why Join us?
• Bragging rights to be behind the largest fintech lending play in India
• A fun, energetic and a once-in-a-lifetime environment that enables you to achieve your best possible outcome in your career
• Compensation: If you are the right fit, we believe in creating wealth for you

Location, schedule and contract conditions

• If you are the right fit, we believe in creating wealth for you
• India’s largest digital lending story is brewing here
• It’s your opportunity to be a part of the story!
• Advertised location: Bangalore, Karnataka

Pay and application dates

A verified salary figure is not established in this article. An online estimate for another Risk Analyst | Exp - 1 to 3 Yrs vacancy is not an offer for reference beb24813-6250-46c4-b8af-63aae1f2bbe6; use the employer’s own pay disclosure and recruitment communication.

A closing date is not confirmed in this article. Check the current employer page before submitting: an undated posting can change or be withdrawn.

How to apply to Paytm

Applications follow the official employer page linked below.

Open the official Paytm posting below and match the title and reference beb24813-6250-46c4-b8af-63aae1f2bbe6.

Compare your qualifications and experience with the essential conditions for the Bangalore, Karnataka position, then read the preferred criteria separately.

Prepare an accurate CV and the supporting items requested in that employer’s application. Provide only information and documents you are authorised to share.

Use the employer’s application option, complete the required fields and review the submission. Retain the acknowledgement when one is provided. Job Alerts World does not receive the application.

Practical preparation: Python

Python work is easier to assess through a concrete example than a list of libraries. Explain the problem, the input data, the parts you implemented and how you checked the output. Include a repository or a short technical note when you can share it.

Relevant skills

• Python
• SQL
• AI/ML
• data analysis
• machine learning
• risk management
• compliance
• banking
• stakeholder management