Paytm: Product Management - UPI Product | Experience : 6-9 yrs — Bangalore, Karnataka

About Paytm

Paytm is an Indian digital payments and financial services firm under parent One97 Communications. Its services handle consumer payments through UPI and its app-based wallet, merchant acceptance and payment gateways, with bill payments, ticketing and other commerce services on the same platform. Headquartered in Noida, the company serves consumers and merchants across India, and its employer feed lists technology and product roles for the payments ecosystem.

The position and its setting

Paytm lists Product Management - UPI Product | Experience : 6-9 yrs in Bangalore, Karnataka, under reference fec8e98b-d09b-4edb-b5a9-fe04aa079a3c. The details below separate the work described by the employer from essential conditions, preferred experience and practical preparation advice.

• Department: Product
• Employment type: Full-time Employment
• team: App Product

Responsibilities and work described

• We're looking for a Product Management to own and scale our UPI product charter — one of the largest and most consequential product surfaces in Indian fintech
• This is a role for someone who is equal parts strategic operator and hands-on builder — someone who can set a multi-year vision for UPI and translate it into a roadmap that ships
• ->Define the vision and multi-year strategy for Paytm's UPI product suite, and translate it into a roadmap that balances scale, reliability, growth, and innovation
• ->Drive core UPI metrics — transaction success rate, activation, retention, P2P/P2M growth, and market share — with full ownership of the P&L levers that matter
• ->Champion an AI-first product culture: identify where Generative AI, ML-based risk models, conversational interfaces, and intelligent automation can simplify journeys, improve payment success, reduce fraud, and cut operational load
• ->Be the voice of the customer — using consumer research, funnel analytics, and cohort data to challenge assumptions and prioritize ruthlessly
• ->Own stakeholder and partner management across NPCI, banking partners, regulators, and internal risk/compliance/legal teams, ensuring UPI products are both delightful and fully compliant
• ->Drive quarterly and annual planning cadences, set measurable OKRs, and stay accountable to outcomes, not output
• ->Represent Paytm externally as a thought leader on UPI and digital payments innovation in India
• Superpowers/ Skills that will help you succeed in this role:
• ->Experience in product management, ideally in consumer fintech, payments, or high-scale consumer internet products
• ->product analyst instincts — comfortable going deep into funnels, cohorts, SQL/data tools, and experimentation frameworks to form and test hypotheses, not just review dashboards
• -> Demonstrated ability to apply AI/ML to real product problems — whether that's personalization, fraud detection, conversational/agentic interfaces, or workflow automation
• You don't need to write the models, but you need to know what's possible and know how to get it built
• -> A track record of building 0→1 products and scaling 1→100 platforms, with comfort operating in ambiguity and translating messy problems into crisp specs and roadmaps
• -> stakeholder management and communication skills — you can influence engineering leaders, regulators, and executives with equal clarity

Preferred experience and additional strengths

• Experience owning large, consumer-facing products at scale (tens of millions of users/transactions) — UPI, wallets, payments, or adjacent fintech products strongly preferred

Eligibility details to check

See the employer’s role-specific qualification criteria. No numeric experience requirement extracted; read the employer notice. Read the complete employer description for the essential conditions. A related skill or an employer’s general seniority label is not enough, by itself, to establish eligibility.

Location, schedule and contract conditions

• If you are the right fit, we believe in creating wealth for you
• India’s largest digital lending story is brewing here
• It’s your opportunity to be a part of the story!
• Advertised location: Bangalore, Karnataka

Conditions requiring the complete notice

Some passages contain complex or combined conditions that have not been reduced to short eligibility statements here. Read the complete linked notice for those passages, including any alternatives, exceptions or restrictions. The concise facts above should not be treated as the full wording of every condition.

Pay and application dates

A verified salary figure is not established in this article. An online estimate for another Product Management - UPI Product | Experience : 6-9 yrs vacancy is not an offer for reference fec8e98b-d09b-4edb-b5a9-fe04aa079a3c; use the employer’s own pay disclosure and recruitment communication.

A closing date is not confirmed in this article. Check the current employer page before submitting: an undated posting can change or be withdrawn.

How to apply to Paytm

Applications follow the official employer page linked below.

Open the official Paytm posting below and match the title and reference fec8e98b-d09b-4edb-b5a9-fe04aa079a3c.

Compare your qualifications and experience with the essential conditions for the Bangalore, Karnataka position, then read the preferred criteria separately.

Prepare an accurate CV and the supporting items requested in that employer’s application. Provide only information and documents you are authorised to share.

Use the employer’s application option, complete the required fields and review the submission. Retain the acknowledgement when one is provided. Job Alerts World does not receive the application.

Practical preparation: SQL

SQL references usually call for more detail than “database knowledge”. Explain the data you queried, the business or engineering question and how you checked that joins, aggregates and filters produced the intended result.

Relevant skills

• SQL
• AI/ML
• LLMs
• AI
• compliance
• banking
• stakeholder management
• communication
• partnership development